Making a cohabitation agreement

If you have chosen to live together and share your life as a couple without getting married, you may want to clarify your legal position and intentions towards each other to ensure long-term security for your partner.

Under current English law, if you live with your partner and then you separate, you have to divide your assets according to their legal ownership. You have no automatic rights to a share of the family home, savings, investments, pensions, business interests or other personal belongings, unless they are held in joint names.

Even if splitting up is the last thing on your mind right now, it is sensible to protect yourself and your children from the outset, rather than dealing with the consequences of a complicated break-up at a later date.

Mooney Everett Solicitors provides advice on all aspects of family law from offices in Ormskirk and Liverpool city centre.

We can draw up a cohabitation agreement setting out which assets you each own, and who will retain them if the relationship should end.

We understand that every couple is different and so we will take the time to understand your arrangements before drafting an agreement that reflects your particular circumstances. It can detail your responsibilities within your relationship and the arrangements in the event of a break-up.

With the agreement in place, you will have peace of mind that every eventuality is planned for.

Unmarried couples have no automatic right to inherit from their partner if they die, and cannot claim exemption from inheritance tax in the same way as a married couple. You should also remember to make a will. This is especially important if you have been married before.

We can advise you on:

At Mooney Everett we explain things in plain English, free of any jargon. We will discuss all the options with you, outlining the costs involved from the outset, and we make sure that you are kept informed regularly.

For confidential advice, contact Helen Morgan, head of the family law team in Ormskirk, or her assistant Danelle Foley on 01695 574111 or email email hidden; JavaScript is required or email hidden; JavaScript is required to arrange an appointment at our offices in Ormskirk or Liverpool city centre.

We also offer Skype meetings for private clients at a time that suits you.